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Brought to you by: Breez DeGuzman Becoming a homeowner is one of the happiest events in many people’s lives. But when times get tough, it can be difficult to scrape up the money to pay mortgage payments each month. If you’ve accumulated enough equity, you can sell your home at a profit and get on with [...] Brought to you by: Breez DeGuzman In the best of times, foreclosures happen. When the economy tanks, they happen much more frequently. This is devastating to those who lose their homes, but it presents an opportunity for real estate investors and those who want to get a great deal on a home for themselves. It’s no secret [...] Brought to you by: Breez DeGuzman Owning a home has long been a major component of the so-called “American Dream.” It’s true that home ownership is fulfilling and liberating. But as anyone who is making mortgage payments can tell you, it doesn’t come cheap. During the good economic times, banks practically handed mortgages out like candy. This [...] Brought to you by: Breez DeGuzman Reverse mortgages have existed for a few decades, but only recently have they received a significant amount of press. Touted as a way for senior citizens to utilize the equity in their homes, reverse mortgages have become increasingly common. But is a reverse mortgage right for you? As the name suggests, [...] Brought to you by: Breez DeGuzman Planning ahead is key to a successful, affordable vacation. Once you decide where you’d like to go and what it will cost (check online sources for bargains and travel tips), you can begin saving weeks, months, or even years ahead. With a realistic budget and a commitment to save, you [...] Brought to you by: Breez DeGuzman Home prices skyrocketed during the last decade; sadly, to the point where the distance between what people earned and how much a property cost was grossly out of proportion, when compared to any other period of time in recent history. With the crash of the market, this bubble burst and [...] Brought to you by: Breez DeGuzman For a long time, it seemed like banks were handing out mortgages on silver platters. Even those with not-so-good credit could find a lender who would work with them. This seemed like a dream come true for those who wanted to become homeowners. But when the housing market went south, [...] Brought to you by: Breez DeGuzman If you’ve ever had credit in your name, there’s a good chance that you get credit card offers in the mail regularly. Some charge interest rates so ridiculous that it’s amazing they’re still in business. Others offer deals that seem too good to be true, such as 0% balance transfers. Zero [...] Brought to you by: Breez DeGuzman Investing in energy-efficient appliances not only benefits you, the consumer, but it also benefits the environment. Here are just a few of the advantages to investing in greener appliances: * Lower utility bills Because of federal regulations, newer appliances are less expensive to run than older ones. Consider refrigerators – according to [...] |
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