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Brought to you by: Breez DeGuzman In order to get a handle on your budget, it’s absolutely essential to carefully track expenses. This includes bills, variable necessities such as groceries and transportation expenses, and discretionary spending. Here are some of the many reasons why we must do so. When it comes to keeping family finances in order, [...] Brought to you by: Breez DeGuzman When debt collectors start calling, we might consider throwing the phone out the window. But that’s not the best way to deal with collection efforts. If you ignore them, they will keep calling for months or even years on end. And no one wants to live in fear every time the [...] Brought to you by: Breez DeGuzman If you fail to repay a debt in full, it doesn’t just disappear. It’s usually sold to a collection agency, who may hound you about it for years. If that agency doesn’t collect payment, they may pass it on to another, and that agency may pass it on to another. [...] Brought to you by: Breez DeGuzman Like the majority of people, you have probably often thought about how important it is to save some money. You have likely figured out by now how setting aside money (such as for children’s education, down payment on a home, or even for retirement) is a good idea. However, what [...] Brought to you by: Breez DeGuzman Money isn’t always readily available for such things as expensive outings and activities for you and your family. With the uncertainty of the economy these days, more and more families are searching for free, frugal and money-saving ideas in order to keep the family having fun together without breaking the [...] By: Jon Ochs August 3rd, 2008 If you find yourself in financial difficulty and are falling late on some of your bills, you may have some contact with collectors via mail or telephone. On several occasions, you may encounter some terms or business practices that were new to you. Here are some straight [...] Brought to you by: Breez DeGuzman Financial stress has many causes. For some, job loss or illness has made it difficult to make ends meet. For others, rising prices or unexpected expenses cause money worries. But whatever the reason may be, financial stress can take a serious toll on one’s health. Financial stress is a frequent trigger [...] Brought to you by: Breez DeGuzman Budgeting is important for every household. It’s not just for those who are barely scraping by and must make sure there’s enough money to pay the bills each month. Even if you don’t have to watch every penny, it’s important to know where your money is going and make sure [...] Brought to you by: Breez DeGuzman While the value of real estate may drop in times of economic downturn, over time they usually increase. That means that if you’ve had your home for a few years and gained some equity, you should turn a profit when you sell. You may even be able to turn a [...] |
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